Using our state-of-the-art financial models, we can analyze the embedded value of your New Business and/or In-force Portfolio.  This will highlight strengths and weaknesses in the company’s business portfolio and provide pointers to optimize product portfolio and inform relevant executives on actions needed to improve overall value for the company such as better underwriting and claims management, better expense management, more targeted investment management, improved capital management, etc.

​

Specific study (as per request) such as persistency improvement, expense analysis, claim investigation, strategic asset allocation, or portfolio yield enhancement are a part of margin enhancement of profitability of business as well.

​

​